Saielo plans your money five to twenty years ahead — through conversation, not spreadsheets. No bank linking. Saielo proposes; you confirm. Always.
Saielo doesn't live in last month. It lives in 2030, 2040 — the years that matter and the years you've never had time to draw.
Saielo is not autonomous. Every change to your plan — every projection, every budget shift, every scenario — comes back to you as a propose-edit card. You apply, adjust, or dismiss. The plan only changes when you say so.
Cash on hand. The week ahead. Type a single line and Saielo categorizes, deducts, and updates the projection — without leaving the screen.
Vertical scroll is forward time. The whole arc — closure dates, retirement, kids, the horse — visible on one rail. Drill into any month.
The AI itself. Ask a what-if, a worry, a decision. Saielo models it against your whole plan and proposes a change — apply, adjust, or dismiss.
Saielo doesn't categorize last month's coffee spend. Saielo asks where you'll be in 2030 and works backward.
Saielo doesn't manage your money. Saielo doesn't recommend investments. Saielo models your decisions and shows the consequences.
Saielo never connects to your bank. No Plaid. No screen scraping. Your account numbers stay between you and your bank.
No forms. No sliders. No risk tolerance quizzes. Just seven open questions about your life — answered in your own words.
What do you most want to figure out?
When does that goal need to happen?
What's coming in each month?
What's going out each month?
Who are you planning around?
What do you already have?
What kind of life are you building?
AES-256-GCM in our database. Saielo holds the key and decrypts your data server-side to serve your sessions and the AI features you use. We are explicit about this. See our security page for the full architecture.
No Plaid integration. No screen-scraping. No account credentials of any kind. We chose this on day one and committed to it permanently.
Settings → Delete account. Hard-deleted within 30 days. No retention. No backups we keep secretly.
Saielo's business model is paid subscriptions. Your financial life is not the product.
A finance app without bank integration. By design, not by accident.
Saielo doesn't need you every day. It needs you once a month, for three minutes, to confirm what last month looked like. That's how the plan stays accurate. That's how Saielo earns its keep.
“I built Saielo because I couldn't find a way to plan my own finances five years outwithout a spreadsheet that I'd stop maintaining within two weeks. Most finance apps measure last month. I wanted to model the next decade — without handing my bank credentials to a third party. Saielo is what I wished existed.”
Saiel — founder, Riyadh
Saielo is in private beta — free during early access, iPhone only at launch. Leave your email and Saiel will send your TestFlight invite.
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